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Two-year fixed rates are increasing by up to 0.42 percentage points and will start at 5.47percent and five-year fixed rates are rising by 0.38 percentage points and will start from 4.96percent. HSBC’s two-year fixed rate for remortgage borrowers (at 60percent LTV) is now 5.79percent (up from 4.99percent) while its five-year rate (also 60percent LTV) is 5.29percent (up from 4.56percent). Fixed rates at higher LTV ratios have seen similar increases.

Nationwide, which has offered market-leading fixed rates for purchase and remortgage in recent weeks, will unveil its new rates and deals tomorrow morning. Yorkshire Building Society has increased the cost of selected fixed rate residential mortgage deals by up to 0.4 percentage points with immediate effect. This includes an increase to the mutual lender’s 5,000 deposit mortgage for first-time buyers – a fee-free, five-year fixed rate deal launched last month – from 5.99percent to 6.39percent. HSBC is increasing fixed rates for existing residential and buy-to-let borrowers looking for a new deal, and for those looking to switch to a new fixed rate and increase their borrowing.