For example the latest proportion/mixture of shielded and you will personal loans a person has drawn
3) Influence Leverage is also 25%. It is the ratio between the total credit limit and total the loan availed/taken.
If a person features taken out 3-4 financing on some other financial institutions then his CIBIL Score may come down to the latest tune of 20%
I. Standard for the installment:- This could be because of genuine financial hardship. A government employee could be under suspension /or medical leave because of which they are defaults in payment of instalments.
II. Problems on lender because of additional fees/ invisible fees by the lender/banks: Government employees usually follow rules and regulations too strictly and even when they are right, there are disputes with bank/lending institution then govt. (more…)