Using Provident Fund and you will Fixed Dumps Their provident financing and you may repaired places full ?
75 lakhs. These types of promote economic stability and cover. But not, the fresh new efficiency out-of repaired dumps is lower as compared to other funding selection. Slowly reallocating a portion of these types of financing for the shared finance can be enhance yields.
Leverage National Your retirement Program (NPS) Your own NPS corpus try ?seven lakhs. NPS now offers taxation benefits and you can regular returns, causing retirement income. Continue contributing to NPS up until later years to maximise benefits.
Think about the purpose and you may coming value of such qualities. Liquidating low-crucial characteristics and you can paying the latest proceeds inside the diversified profiles can enhance liquidity and you will productivity. (more…)