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Trick takeaways
- Citi Fold Money allows you to withdraw specific or every one of your own offered Citi card borrowing from the bank as the financing
- Delivering their financing given that an excellent Citi Fold Mortgage brings a fixed payment per month and fixed rate of interest until the loan are paid back back in complete
- Citi Flex Money promote numerous gurus, such as for example not requiring a supplementary tough borrowing from the bank inquiry, but you will need certainly to work with this new wide variety to be sure it sound right for the condition
Handmade cards bring a convenient answer to pay money for informal requests, but really you’ll find always situations where it’s also possible to like cash.
The latest Citi Bend Mortgage program is going to be a good alternative to powering up an equilibrium on your own credit to own unexpected expenditures or taking right out a credit card pay day loan. Payday loans generally need an upfront commission (generally speaking 5 percent of the progress count), therefore the currency you acquire begins accruing interest within a beneficial high varying speed from go out one without grace months.
If you are looking to possess a much better choice, Citi Fold Loans can be worth examining. Here’s how Citi Fold Funds operate in practice, many tips to make it easier to is an excellent choice for your.
What exactly is an excellent Citi Flex Loan?
Citi Bend Fund and you will Town Fold Spend are a couple of programs one to promote cardholders so much more flexible payment alternatives and you may repaired terms through Citi’s Citi Flex Agreements.
With a good Citi Fold Loan, you might pull out a loan on your own eligible Citi card’s credit line during the a fixed rate of interest. It is possible to regulate how far you need to use and you can settle for the a fixed payment and you may repaired rate $255 payday loans online same day Rhode Island of interest you to definitely persists to the lifetime of the borrowed funds in the place of finishing a separate application or credit score assessment.
Citi Bend Spend, additionally, try an adaptable fee plan for Citi cardmembers that enables eligible credit card requests is paid throughout the years with good fixed Apr.
Both Citi Flex Loans and you can Citi Flex Spend is actually solutions when you manage good Citi Bend Bundle., Citi’s system offering cardholders more flexible commission choices and repaired conditions.